Income Protection Insurance

Income Protection Insurance

How does it work?
Income Protection Benefit provides a monthly benefit should you be unable to work due to incapacity caused by illness or injury resulting in a loss of earnings. This means that the policy continues to pay a monthly benefit as long as you are incapacitated and unable to return to work, suffer a loss of earnings, or the policy ends.
What else should you know?
It is important to check with your employer exactly what happens if you become unable to work, as they are legally only obliged to pay you for the first 28 weeks, and even then they are under no obligation to meet your full salary.

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